Hot Tub & Swim Spa Finance Options

FINANCE OPTIONS

BUY NOW, PAY LATER

Pay nothing for 12 months - 12 months payment holiday from the sale date in which you have to make no payments.

If you repay the amount of credit at the end of 12 months there will be no interest or fees (early settlement fee of £29 if settled during payment holiday).

If you don’t pay off the balance it would go into an interest bearing loan at 17.9% APR.

REPRESENTATIVE EXAMPLE

Cash Price £11,994
Deposit £1,199.40
Total Amount of Credit £10,794.60
Deferral Period 12 months
Term 84 months
APR (variable) 17.9%
Exit Fee (if settled in Deferral Period)  £29
Representative APR 17.9%
Monthly Repayment  £253.54
Total Amount Payable £22,496.76 

 

Credit is subject to status


INTEREST FREE CREDIT

Choose the amount of deposit (or not) and decide your preferred repayment time plan of:

  • 24 Months

REPRESENTATIVE EXAMPLE

Cash Price £11,994
Deposit £1,199.40
Total Cost of Credit £10,794.60
Term 24 months
APR (monthly rate) 0% fixed
Monthly repayment £449.77
Representative APR 0%
Total Amount Payable  £11,994

 

Credit is subject to status

LOW-RATE FLEXIBLE CREDIT

We also offer payment terms 60 months at 5.9% APR. Customer payments begin by Direct Debit one month after installation. There are no customer set up fees, and all loans are unsecured. Overpayments can be made at any time which reduces the balance, thus shortening the term of the loan. You can settle loan at any time with settlement fee (maximum 2 months interest).

REPRESENTATIVE EXAMPLE

Cash Price £11,994
Deposit £1,199.40
Total Cost of Credit  £10,794.60
Term 60 months
APR (variable) 5.9% 
Monthly Repayment  £207.43
Representative APR  5.9%
Total Amount Payable  £13,645.20

 

Credit is subject to status

 Catalina Spas Ltd is Authorised and Regulated by the Financial Conduct Authority.

 

Catalina Spas Ltd, Downs Farm, Gomeldon, Salisbury, SP4 6JZ act as a credit intermediary and exclusively offers credit products from Hitachi Capital Consumer Finance with whom we have a commercial relationship. Hitachi Capital (UK) PLC is authorised and regulated by the Financial Conduct Authority. Registered in Cardiff no. 1630491. Registered office: Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP.